As Benjamin Franklin said, "A penny saved is a penny earned." Follow his advice, set aside a bit of money on a regular basis and stay on the path to financial success. Saving is the key to building wealth, but there’s another benefit: when unexpected expenses or changes in personal income arise, it's good to know you have enough saved up to weather the storm.
When you open a Savings Account, your initial $5.00 deposit initiates your membership benefits and makes you an owner, with annual voting privileges and access to favorable rates on loans and deposits. A Club Savings account is an additional savings account available to all existing members, and since it is not a membership account, there is no initial or minimum deposit amount. Many members use Club Savings to save for a special occasion, a holiday, or emergency expenses.