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INVESTMENT ACCOUNTS
MONEY MARKET ACCOUNTS
CERTIFICATES OF DEPOSIT
IRAs
If you are looking for a safe, flexible, high-yield investment with a competitive rate, then a TDECU Money Market Account is the right choice for you. Members seeking yields beyond what’s available on a checking or savings account often turn to money market accounts. Why? A money market account pays a higher interest rate than a checking or savings account, and offers the ability to write checks.
Because we’re a not-for-profit financial cooperative, at TDECU you’re an owner, which means we pass the profits on to you in the form of lower fees and higher deposit rates. When you put your money into a Certificate of Deposit, you are able to choose from our many term options and earn a fixed rate of return– it is a truly worry-free savings option. As a TDECU member, you receive higher rates than you would at a bank, since profits are passed along to you instead of corporate stockholders.
An Individual Retirement Account, or IRA, is an investment tool that enables you to set aside some of your earnings towards retirement with tax-free growth or on a tax-deferred basis. Owning an IRA is one of the best money decisions you can make, since the tax benefits allow your savings to potentially grow, or compound, more quickly than in a taxable account. Be prepared for your golden years with tax-exempt or tax-deferred retirement savings through an IRA from TDECU. It’s the smart choice!
We offer both Traditional and Roth IRAs, which each offer distinct advantages, and both allow your money to grow much faster than a regular savings account. To provide even greater flexibility, TDECU offers IRA Savings, IRA Money Markets, and IRA Certificates of Deposit to fund your Traditional or Roth IRA. Which account is right for you?